The last decade has become an era of rapid development of financial technologies. According to CB Insights, in 2018, fintech companies attracted $39.57 billion from venture funds, which is 2.2 times more than in the previous year. The total turnover of two leading payment systems, PayPal and Ant Financial has steadily exceeded $100 billion in recent years. Even the ultraconservative investor Warren Buffett admitted that it was a mistake to ignore the opportunities of investing in fintech.
Choosing an investment strategy is one of the most frequently discussed topics in the FIRE communities. Graham’s value investing, Markowitz’s portfolio theory and venture capital policy — all these can be puzzling. But such a variety of methods is used by professional investors, who set different goals — from short-term speculative investments to the acquisition of controlling stake.
According to a survey by the platform Robo.cash, 64.9% of the European P2P investors have full confidence in P2P lending. Remarkably, 52.3% of respondents mentioned that P2P loans take a considerable share of their investment portfolio - over 25%.
In a survey of the P2P platform Robo.cash, 37.2% of European P2P investors said that Christmas has an effect on their investments. During the festive time, most of them review their portfolios, increase the volume of funds or try new types of investments.