Adjustment and continuous improvements of the business workflow and underwriting algorithms with a focus on the mentality of customers enable efficiency and expansion of the alternative lending business, proves the example of the European P2P platform Robo.cash and the affiliated loan originators which are united in an international financial group.
The platform Robo.cash operating at the alternative lending market of the European Union since February 2017 is now open for investors from Switzerland. In this respect, it is believed that the Swiss investors will appreciate the opportunity to diversify a portfolio with cross-border investments in high-turnover PDL-loans.
The European peer-to-peer lending market preserves the increase of volumes and the growing interest in the investments of this kind, that is supported by the results of the fully automated investment platform Robo.cash in the first quarter of 2018: as compared with the fourth quarter of 2017, the number of investors increased by 44% and the volume of financed short-term loans grew by 18%.
According to the study on the behavior of investors of the European P2P platform Robo.cash, the investment tactics in the P2P lending: the actual volume of investment, the quantity and size of deposits and withdrawals of funds from the platform, directly correlates with the age of a particular investor, as well as the level of trust in the investment site.