Un estudio realizado por la plataforma P2P Robo.cash ha demostrado que el número de solicitudes de búsqueda asociadas con los préstamos P2P en España aumentó de 9.400 en julio de 2015 a 12.000 en junio de 2019. Un aumento significativo de las consultas en 2017 con un pico en marzo se correlaciona con el crecimiento del mercado financiero alternativo español en un 23% en comparación con 2016.
70.2% of potential and actual European investors access websites of P2P platforms via desktop computers as well as laptops. Among online visitors using mobile devices, 25.0% prefer smartphones and 4.8% - tablets. These are the statistics of the European P2P platform Robo.cash.
These are the findings of a study conducted by the European P2P platform Robo.cash with the help of search analytics services. Thus, in August 2015, the monthly number of requests related to P2P lending in the country was less than 1,000, and in January 2019, it reached 6,550.
A poll conducted by the P2P platform Robo.cash has revealed that apart from loans listed in euros, European P2P investors show interest in other currencies. Thus, 21% of respondents prefer investing in Russian rubles. This currency is attractive as it has strengthened by 9% against the euro since the beginning of the year. The second most popular national currency among the P2P investors is the British pound (12.9%), the returns on which are slightly higher than in the Eurozone.
Analysts of the P2P platform Robo.cash have studied the search activity associated with P2P lending in Europe. The results show that its relative popularity is nearly 5 times greater in Western than in Eastern Europe. Remarkably, while the interest in this segment in the East has been increasing steadily, it has remained almost the same in the West. Rapidly growing volumes of the East European market confirm the tendency - from 2015 to 2017 they increased by 153%.
A survey by the European P2P platform Robo.cash showed that 60.4% of P2P investors gain knowledge in finance on their own. In overall, 89.2% of respondents have some form of financial background, which allows them to make informed investment decisions independently.
The European P2P platform Robo.cash has financed €100 mln of loans. The platform's data for the first seven months of 2018 and 2019 show an upward trend: this year, the volume of funded loans has grown by 74.5% and amounted to €41.9 mln. Along with other reasons, this can be explained by the increasing demand for online lending, which creates more opportunities for P2P investors.
Según los resultados de una encuesta realizada por la plataforma europea P2P Robo.cash, la estrategia de los inversores P2P depende de su mentalidad, aspectos socioeconómicos y geográficos. Por lo tanto, la encuesta reveló que los inversores de los países del sur de Europa se centran en resultados más rápidos y mayores ingresos. Entre ellos, el 56% prefiere invertir en préstamos a corto plazo y el 30% espera tasas de interés más altas. En Europa Central, la proporción de dichos encuestados equivalía al 47% y al 26%, respectivamente.
A survey conducted by the European P2P platform Robo.cash revealed that 55.9% of female investors rely on external help when making financial decisions compared to 44.3% of men. The most popular sources of advice for both sexes are financial media and blogs, which are trusted by 23.5% of women and 22.9% of men.
The European P2P platform Robo.cash has added new investment opportunities from Southeast Asia. Within the partnership with RC Riga, the P2P platform offers to invest in the Vietnamese company of Robocash Group.