At this page, you can see details about the lenders represented on Robocash and the model of operation with investors and find loan agreements for better understanding to which conditions borrowers are served in different countries by different lenders.
LLP "Zaymer" began its work in the Republic of Kazakhstan in August 2015 with the launch of the first country's robotic service for issuing instant loans to a bank card completely online.
Today, the service attracts customers also through its own offline network, which has 125 sales branches.
Based on the results of the analysis of the company's financial performance in 2016, the service The Strongest in Kazakhstan awarded LLP "ZAYMER" with a status the "Strongest" in the field of online lending.
LLP "Zaymer" acts as a member of the FinTech Association of the Republic of Kazakhstan and takes a direct part in the formation and development of the local market of alternative lending.
Number of employees: 50
Issued loans: 50 000 EUR
Type of loan: Installment
Loan size: up to 500 000 KZT
Loan maturity: up to 12 months
Interest rate for investors: 14,5%
Buyback guarantee: 100%
Model of operation
Verified users of the Robocash platform (SIA ROBOCASH) can access TezCredit loans that have been uploaded to the platform by Zaymer LLP, which are linked by the ultimate beneficiary Sergey Sedov. TezCredit is the first creditor on the platform Robocash, providing Installments loans.
Each TezCredit loan is assigned to the relevant final borrower and is secured by the rights of the LLP Zaymer to the borrower under the consumer loan agreement. According to the Assignment Agreement, SIA Robocash is authorized to service the claims, accept payments arising from the Loan Agreement, which LLP Zaymer receives from the Borrower and transfers to the platform Robocash and pays them to the investor in the order and amount stipulated in the Assignment Agreement. The principal amount of the consumer loan received by LLP Zaymer from the borrower and transferred to the account on the Robocash platform is simultaneously paid to the investor in proportion to the amount of the acquired right of claim against the specific borrower in full together with the accrued interest.
When the loan repayment period is prolonged or the loan is delayed for more than 30 calendar days, LLP Zaymer buys out the right of claim of the investor Robocash in full with the simultaneous payment of the accrued interest.
If the investor does not want to wait until the loan expiry, the investor has the right to return investments on the page "My investments" in the personal account. In case of cancellation of the investment before an expiry of the claim, the investor receives return according to the actual period of possessing the right for the loan.