7 out of 10 investors to increase P2P portfolios after the crisis

According to a survey conducted by the P2P lending platform Robo.cash, 68% of P2P investors intend to increase their portfolios in the post-crisis period. At the same time, 37% of the respondents are going to explore new platforms to further diversify their investments. Considering the growing demand, most investors expect a change of interest rates on the platforms in this period.

In spite of the consequences of the pandemic and its negative effects on the economy, as many as 68% of investors are willing to expand their portfolios as the market recovers from the crisis. Another 27% of the respondents claim they will not change their portfolios on P2P lending platforms, and only 5% of investors surveyed may reduce them. 

Concerning diversification, almost a half (44%) of investors say they will continue investing in the same platforms they did before the crisis broke out. Meanwhile, 37% of the respondents will try new P2P lending platforms. 

Robo.cash analysts comment on the results: “It is likely that the demand for investment products on the P2P lending market will grow in the post-crisis period. Consequently, if the demand outgrows the supply, a decrease in interest rates on P2P platforms may follow. According to the survey, 47% of investors are ready for the interest to go down, with three thirds of them (77%) expecting a decrease of only 1-2%. However, 37% of the participants think that the returns will stay on the same level. Only 15% of investors are of the opinion that the interest rates on P2P platforms will grow once the market is stable, most of them predicting an increase of 1-2%.”


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Robocash d.o.o (“Robocash”) is a company registered in the Republic of Croatia under registration No. 081224371, with legal address at Petračićeva 4, Zagreb, Croatia, 10110.

Robocash is not regulated under any financial services license. When you invest on Robocash, you buy claim rights for loan receivables and investments in loan receivables are subject to risks. We advise diversifying investments and carefully evaluating the risks.