Consumer loans take the biggest share in 34% of P2P investors’ portfolios

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A recent poll by the European P2P platform Robo.cash revealed that these days, the majority of P2P investors prefer to allocate most of their funds in consumer loans. Remarkably, their preferences in this regard have not changed since the previous poll in 2019 and consequently, have not been influenced by the current economic situation.

According to the poll, P2P loans remain the largest investment target for 34.3% of respondents. At the same time, ETFs and stocks take the second and third place in popularity with 21.1 and 19.2% respectively. Real estate investments are currently a top priority for 11.9% of the surveyed while 6% of investors mentioned that the biggest part of their portfolios is taken by investments in commercial or business loans. Another 1.9% of P2P investors allocate most of their funds in bonds.

Looking back at the survey conducted by Robo.cash in 2019, the share of investors who prefer investing in consumer loans hasn’t notably changed. Last year, it amounted to 35.1%.

Sergey Sedov, Founder and CEO of Robocash Group commented on the observations: “The statistics obtained from our surveys demonstrate that even during the pandemic period investors remain calm and keep trust in the P2P segment. We are confident that this attitude will continue, particularly as the positive trend in the market is already noticeable. Thus, according to our own data, in May, the number of new investors on our P2P platform increased by 80% compared to the same period of April. At the same time, our funding volumes grew by 67% respectively.

The survey was conducted in April 2020. In total, it involved 318 European P2P investors.

 

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Robocash d.o.o (“Robocash”) is a company registered in the Republic of Croatia under registration No. 081224371, with legal address at Petračiceva 4, Zagreb, Croatia, 10110.

Robocash is not regulated under any financial services license. When you invest on Robocash, you buy claim rights for loan receivables and investments in loan receivables are subject to risks. We advise diversifying investments and carefully evaluating the risks.