About the company

Launched in February 2017, Robocash is open for investors throughout the European Union and Switzerland. The company is an integral part of the holding Robocash Group providing financial services in eight countries in Europe and Asia. The group of companies is united by the entrepreneur Sergey Sedov, who is also the Founder of the platform Robocash.

Robocash Group originated in Russia in 2013. The group is active in the field of consumer lending and marketplace funding. The main products are short-term loans and instalment loans provided both online and offline. Robocash Group develops all services in-house and employs automated technologies based on artificial intelligence and machine learning to secure comfort for customers and efficiency for business. More than 12 million people have become customers of the group, and over 11 million loans have been issued.

Selected financials of Robocash Group*

*The figures are based on financial statements audited by KPMG.


Issued loans
Total assets
12,037,006 €
8,305,551 €
Net profit
5,103,581 €


Issued loans
Total assets
24,266,783 €
16,331,299 €
Net profit
9,875,244 €


Issued loans
Total assets
53,818,230 €
33,744,203 €
Net profit
14,187,690 €

Principles of our work

Customer focus

We believe that the customer care is a keystone in our work and help our clients at the very first request.


We use automation and a data-driven approach to save time and ensure comfort for customers and efficiency for business.


We do everything in-house without any white-label solutions and have our own IT, Data Science and Digital Marketing teams.

The Executive Team of Robocash Group

Sergey Sedov

Founder & CEO

Artyom Prokopenko

Chief Business Development Officer

Dmitry Balakhnin

Strategic Communications Director

Janis Bogdasarovs

Chief Legal Officer

Performance of Robocash Group

The consolidated information about the group throughout the footprint

The number of issued loans, pcs

The history of development


Origination of the first lending company of the group in Russia and development of the first automated lending service Zaymer.ru to provide short-term consumer lending online.


Zaymer.ru issued the first online loan and started to grow actively in Russia. Today, the lending company in Russia is an authorized MFC.


First steps on the international market with an automated lending service Zaimer.kz in Kazakhstan. The company attracts clients online as well as through the offline net of sales outlets.


The group entered the Spanish lending market with the fully automated service Préstamer.es providing short-term loans to individuals completely online.


In February, the group launched the fully automated p2p platform Robocash in Europe operating according to the “peer-to-portfolio” model. The platform provides an opportunity to invest in the loan portfolio of Robocash Group with a 100% buyback guarantee.

In October, the group started expansion to Southeast Asia with the launch of a service in the Philippines.


Continued scaling in SEA facilitated by the launch of online lending services in Indonesia (RelianceRoboPDS.co.id) in February and Vietnam (Robocash.vn) inJuly.

Launch of new lending services in Kazakhstan (TezCredit.kz) in June and Russia (RoboCredit.ru) in October, which provide instalment loans for up to 12 months issued online to a bank card.

Further expansion in Kazakhstan and launch of the offline lending service Z-Finance.kz operating through a network of 102 sales outlets.


Expansion to India with the automated online lending service Robocash.in providing short-term private loans for up to 30 days.


Robocash d.o.o

Petračiceva 4, Zagreb, Croatia, 10110

+ 385 1344-58-18

It’s time to invest!