Robocash analysts studied how the profile of the platform's investors has changed over the past year.
Currently, the majority of investors on Robocash are aged 29-44. However, since 2024, the share of the 45-60 age group has increased from 31% to 34%. “This may reflect diversification of the investor base and growing confidence among more experienced users who may be seeking stable investment opportunities”. - Robocash analysts comment.
Over the past year, the share of female investors has grown and currently accounts for almost 14% of the active user base. French and Spanish users make up the main investor base, along with Germans. But while the latter are showing a downward trend, investors from the Netherlands, Belgium, and Switzerland are becoming actively involved.
The vast majority of investors manage up to 10 portfolios, although there is a tiny segment of highly active users with over 100 portfolios. “"Most investors want to have a simple and automated tool for passive income, hence the overwhelming tendency for a small count of portfolios per user. However, some investors leverage the platform to build extensive investment strategies and test different approaches by using multiple portfolios”.
A remarkable 76% of platform users invest up to €5,000 on average. Another 11% are raising their investments to €10,000. “Most P2P investors prefer smaller, accessible investment amounts. At the same time, the fact that some people are willing to invest larger sums suggests that the P2P industry remains a viable alternative to traditional passive income sources.” - the analysts conclude.
