Along with everyday expenses, such as housing and food, European investors spend a lot on trips. Thus, traveling is the largest expense in the budget for 12.3% of them. These are the findings of a recent survey conducted by the P2P platform Robo.cash.
According to a survey conducted by the P2P platform Robo.cash, 78% of P2P investors in Europe made their first investment before the age of 35. One of the reasons to begin investing early is connected with the long-term goals of investors who aim to save money for retirement or to support their children.
This is confirmed by the results of a survey conducted by the European P2P lending platform Robo.cash. Thus, 25% of European P2P investors mentioned sports and 11.7% - hiking and camping as their hobby.
Un estudio realizado por la plataforma P2P Robo.cash ha demostrado que el número de solicitudes de búsqueda asociadas con los préstamos P2P en España aumentó de 9.400 en julio de 2015 a 12.000 en junio de 2019. Un aumento significativo de las consultas en 2017 con un pico en marzo se correlaciona con el crecimiento del mercado financiero alternativo español en un 23% en comparación con 2016.
70.2% of potential and actual European investors access websites of P2P platforms via desktop computers as well as laptops. Among online visitors using mobile devices, 25.0% prefer smartphones and 4.8% - tablets. These are the statistics of the European P2P platform Robo.cash.
These are the findings of a study conducted by the European P2P platform Robo.cash with the help of search analytics services. Thus, in August 2015, the monthly number of requests related to P2P lending in the country was less than 1,000, and in January 2019, it reached 6,550.
A poll conducted by the P2P platform Robo.cash has revealed that apart from loans listed in euros, European P2P investors show interest in other currencies. Thus, 21% of respondents prefer investing in Russian rubles. This currency is attractive as it has strengthened by 9% against the euro since the beginning of the year. The second most popular national currency among the P2P investors is the British pound (12.9%), the returns on which are slightly higher than in the Eurozone.
Analysts of the P2P platform Robo.cash have studied the search activity associated with P2P lending in Europe. The results show that its relative popularity is nearly 5 times greater in Western than in Eastern Europe. Remarkably, while the interest in this segment in the East has been increasing steadily, it has remained almost the same in the West. Rapidly growing volumes of the East European market confirm the tendency - from 2015 to 2017 they increased by 153%.
A survey by the European P2P platform Robo.cash showed that 60.4% of P2P investors gain knowledge in finance on their own. In overall, 89.2% of respondents have some form of financial background, which allows them to make informed investment decisions independently.
The European P2P platform Robo.cash has financed €100 mln of loans. The platform's data for the first seven months of 2018 and 2019 show an upward trend: this year, the volume of funded loans has grown by 74.5% and amounted to €41.9 mln. Along with other reasons, this can be explained by the increasing demand for online lending, which creates more opportunities for P2P investors.