update: Loyalty Programme & monthly payments on longer-term loans

We value our investors and appreciate your trust, so today we are launching a Loyalty Programme to express our gratitude. What is more, from now on our investors will receive payments on Singaporean loans on a monthly basis.

All investors of have an opportunity to earn up to 1% in addition to the existing rate of 12%. You will receive 0.3%, 0.5%, 0.7% and 1% to the basic interest rate when your total portfolio balance reaches €5,000, €10,000, €15,000 or €25,000 accordingly. 

To participate in the Loyalty Programme, investors falling into the Bronze, Silver and Gold categories should activate their status, adding a total of €500 to their investment portfolio. Once the positive difference between your current portfolio balance and the amount it had on September 29, 2020 reaches €500, you join the Programme automatically. The higher interest rate will be applicable for all loans purchased on September 29, 2020 or later the next day after your status activation.

Example 1. Investor’s portfolio balance is €6,000. On October 1, they increase it by €300 and add €250 more on October 10. Starting from October 11, they receive +0.3% on their new investment.

The investors from the Diamond category who have trusted us with €25,000 or more receive the higher interest on new investments automatically without the necessity to activate the status. You can also count on a personal assistant who helps you solve any situation around the clock. Also, you will have a possibility to request a personalised account statement. The bonus interest rate will be applicable for all loans purchased on September 29, 2020 or later.

Example 2. Investor’s portfolio balance is €25,000. Starting from September 29, 2020 they receive +1% to the standard interest rate on their new investment.

Your status is recalculated every 24 hours (0:00 CET), and you start receiving interest according to your current bonus. If you increase or reduce your total portfolio balance value and get into another category, you will start receiving the bonus on new investments according to your new category on the next day. 

Example 3. Investor has €16,000 in the total portfolio balance and falls into the Gold category. On October 3, they activate the status with €500 and start receiving 0.7% to the interest rate for new investments. On November 1, the investor withdraws €3,000. Since November 2, they start receiving +0.5% according to the new category. 

The Loyalty Programme starts on September 29, 2020 and finishes on February 28, 2021. 

Monthly payments for longer-term loans

Also, we are glad to announce that the interest for all loans from Singapore and Vietnam from now on will be paid on a monthly basis. Please note that the highest interest rate you can receive (including Loyalty Program bonus) is 14%.

You will first receive monthly payments on such loans on November 1, 2020 and continue receiving them on the 1st day of each month. The interest accrued on September 28, 2020 and earlier will be paid according to the actual interest rate on the day the loan was purchased. Starting from the day you are activated in the Loyalty Programme, the accrued interest will be calculated according to your status. 

Example 4. Investors’ balance is €12,000. On September 29th they add €500 and activate their Silver status. They have loans from Singapore purchased in September 2020. On November 1, they receive 12% interest on these loans for September plus 12.5% interest for October. They continue to receive the 12.5% for these loans every 1st day of each following month unless their status in the Programme changes. 

Apart from reliability and stability, we strive to bring you more benefits. Enjoy the opportunity to increase your passive income with!

If you have any questions, please contact us at [email protected]


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Robocash d.o.o (“Robocash”) is a company registered in the Republic of Croatia under registration No. 081224371, with legal address at Petračićeva 4, Zagreb, Croatia, 10110.

Robocash is not regulated under any financial services license. When you invest on Robocash, you buy claim rights for loan receivables and investments in loan receivables are subject to risks. We advise diversifying investments and carefully evaluating the risks.