Help & Support

What are the “Income options” for?

There are 5 income options available on the platform. They let you decide what happens to your money when you get income from a loan.

  • Balance: the money goes to your account balance. From there you can transfer it to another portfolio or withdraw it to your bank account.
  • Payout: the earnings go directly to your bank account. Please remember that the minimum amount that can be automatically withdrawn to your bank is €50. If you have a portfolio with the Payout option, small earnings will accumulate until they reach the total of €50, and then will be withdrawn to your bank account.
  • Reinvest full amount: when loans are closed, the money stays in the portfolio and gets invested in other loans. This option is preferable if you want to increase your income with compound interest.
  • Reinvest principal amount: the initial amount that you invested is used to buy new loans, while the earnings are sent to your balance.
  • Portfolio: when loans close, the money and the earnings are sent to your other portfolio. This option is only available if you have more than 1 active portfolio.

You can have several portfolios with different income options so you can tailor your portfolio to your strategy. You can watch our video to learn more about the 2 most popular strategies on the platform.


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Robocash d.o.o (“Robocash”) is a company registered in the Republic of Croatia under registration No. 081224371, with legal address at Petračiceva 4, Zagreb, Croatia, 10110.

Robocash is not regulated under any financial services license. When you invest on Robocash, you buy claim rights for loan receivables and investments in loan receivables are subject to risks. We advise diversifying investments and carefully evaluating the risks.