Economic recovery shuffles investor portfolios in favor of P2P
In 2019, the volume of P2P platforms was growing smoothly while the stock market was falling. With the onset of the pandemic, stocks began to rebound and P2P investments decreased. "When investors reduce their P2P portfolio, they choose other assets such as securities." - Robocash analysts comment on the statistics.
A similar situation is observed with the real estate market. Since mid-2018, real estate transactions in Europe were declining while P2P investments were rising. After the pandemic began, investors redirected their funds into more familiar markets like real estate. "Such investor behavior can also be guided by favorable events in the market, like falling prices for housing." - the experts note.
Before the pandemic, there was an inverse correlation between P2P investments and cryptocurrency. As bitcoin fell, P2P investments grew. However, at the end of 2020, the change in cryptocurrency market volume began to match the change in the P2P market. "Investors are probably considering the same factors when reviewing their investments in P2P and cryptocurrencies, since both offer solid returns as alternative investments." - the analysts add.