Philippine lender outperforms collection and issuance plan by 13%

A year ago, the platform was joined by the Philippine originator UnaPay. Presently, it is operating within the holding under the UnaCash brand. We are pleased to share the company results for the beginning of 2022.

Key results

  • The demand drives the company’s surplus, and the high quality of borrowers and impressive collection rates remain. As of February 2022, the average surplus at 60 days was 43%, 11% more than in the last quarter of 2021.
  • The share of overdue loans is maintained at 11% FPD15+, which indicates the good quality of the company's portfolio.
  • Revenue shows a rapid rise, as it almost doubled since the beginning of the year.


In May, the Central Bank of the Philippines announced that it was following up on its plan to digitize 50% of all payment transactions by next year. We, in turn, see great potential in our resources to contribute to this solution. We have developed digital banking software, and UnaCash is now the 6th most popular app on Google Play in the Philippine finance segment.” - comments Nikita Saigutin, CEO of UnaCash. “The beginning of the year showed that we reached a stable conversion rate. Now our focus is to expand the client base and to scale further in the Philippines.

Robocash d.o.o (“Robocash”) is a company registered in the Republic of Croatia under registration No. 081224371, with legal address at Petračiceva 4, Zagreb, Croatia, 10110.

Robocash is not regulated under any financial services license. When you invest on Robocash, you buy claim rights for loan receivables and investments in loan receivables are subject to risks. We advise diversifying investments and carefully evaluating the risks.