P2P Market poised to rival S&P500 in returns
In the group of fixed-income instruments, P2P lending claims the most attractive real returns by the end of 2024. According to forecasts, it may overtake the S&P 500 index.
2024 promises to bring positive real returns for most fixed and non-fixed income assets.
Сryptocurrency and the commodity market are already showing strong performance. Robocash analysts assume that by the end of 2024, the total capitalization of all traded cryptocurrencies will be at $7.5-8 trillion. "We also estimate that the commodities market will grow by 25% when adjusted for EU inflation”. - specialists add. “But we realize that these are just market expectations, which are built taking into account a number of factors such as inflation, interest rate parity, etc. As we know, cryptocurrency and commodity markets can experience sharp price fluctuations, so investing in them should be done with caution".
Among fixed-income assets, P2P lending has the best prospects so far. "Those invested in P2P in late 2023 or early 2024 will earn approximately 6.7% per annum net of inflation in U.S. dollars at the end of 2024. This value is dozens of times higher than, for example, in the case of bonds or deposits". Deposit and bond rates are flat: The European Central Bank has been keeping the bar unchanged at 4.5% for 7 months now and is likely to start lowering it towards the end of this year.
If the predictions come true, P2P investments will overtake the S&P500 with dividends, which experts estimate will give a 6.1% return.
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Robocash is not regulated under any financial services license. When you invest on Robocash, you buy claim rights for loan receivables and investments in loan receivables are subject to risks. We advise diversifying investments and carefully evaluating the risks.