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E.g. secondary market
E.g. secondary market

What is One-click portfolio and how does it work?

The One-click portfolio is basically a usual portfolio with the widest settings that you can set up in a couple of minutes. 

You can have only a single One-click portfolio at a time, and you can still have multiple custom portfolios as well. 

The One-click portfolio is set up to embrace all loans available on the platform at the moment. You cannot change its settings.

The settings include:

  • all loan terms, interest rates and loan originators,
  • “Invest partly” option that allows you to buy only a fraction of a loan,
  • buying from the secondary market. 


The default Income option for the One-click portfolio is “Reinvest principal amount”, which keeps your initial capital reinvested while the earnings are sent to your Wallet. However, you can change this setting on the “Portfolios” page by clicking the gear icon on the right side of the One-click portfolio.

One-click portfolio does not have a priority over custom portfolios. The AI distributes loans evenly across all portfolios regardless of their type. However, as One-click portfolio is set to purchase any loans available, it has a slight advantage over custom portfolios with more narrow settings.

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