Types of balances on the RBC platform explained: account and portfolio balance, money allocation

Some new investors have questions about the difference between balances in their personal account and the money allocation. In this article we explain everything in detail, read on.

account and portfolio balance, money allocation by Robocash
What is account balance?

The account balance, also known as investor’s balance, represents the total amount of uninvested funds that you have. It can be found in the upper-right area of the Summary page, and it is used to make withdrawals or deposits into your bank account. Moreover, any funds that you acquire through dividends or due loans are also deposited into the account balance.

Investor's portfolio balance on the Robo.cash

What is portfolio balance?

The portfolio balance, on the other hand, is different from an account balance and refers to the money invested in one of your portfolios. This portfolio balance will change according to the settings you have configured for each portfolio. For example, if you decide to invest in loans, then the value of your portfolio balance will increase. Additionally, if there are any uninvested funds in your “Uninvested” section, then you should check whether they are being loaned out or not to avoid any unnecessary losses. 

Understanding the differences between an account balance and a portfolio balance is key when managing your investor accounts. By being mindful of both balances and making sure they are updated with accurate information at all times, you can ensure that no mistakes occur when investing or withdrawing funds from either type of account.

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Money allocation from balance to portfolio

Money allocation from an investor’s balance to a portfolio, or multiple portfolios, is a critical but simple step in working with Robocash platform:

  1. You should go into your portfolio settings and type in the amount of money you want invested in the “Current size of the portfolio” section. 
  2. Hit “Save” and the funds will instantly be allocated for investing purposes. The money will automatically be transferred from your balance into your portfolio and begin accumulating earnings. 

This process is quick yet very important as it ensures maximum return on investment (ROI) over time. 

To make sure that you fully understand how to properly allocate money from an investor’s balance to portfolios, it is helpful to watch educational videos that explain the process step-by-step:

Sometimes investors worry about overestimating or underestimating their budget when allocating funds from their balance to portfolios - but this can easily be avoided with due diligence and proper research. Look at upcoming trends before investing; this will help prepare a well-thought out plan on which loans you should invest first.

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Also you can read the 2nd onboarding article about withdraw money, reinvest bonuses and sell on secondary market.

Read also:

Invest in raw materials
Investment portfolio: examples
Robo advisors

* The information in this article is intended for educational and entertainment purposes only and cannot be considered investment advice.

Robocash d.o.o (“Robocash”) is a company registered in the Republic of Croatia under registration No. 081224371, with legal address at Petračiceva 4, Zagreb, Croatia, 10110.

Robocash is not regulated under any financial services license. When you invest on Robocash, you buy claim rights for loan receivables and investments in loan receivables are subject to risks. We advise diversifying investments and carefully evaluating the risks.