Automation has become the norm
84% of respondents said they are somewhat familiar with automation tools, while 34% described themselves as very well informed.
Among the available tools, auto-investing stands out as the most popular. It is considered the most beneficial by 93% of respondents who use at least one automated investment tool.
The main reasons investors prefer automation over manual portfolio management are saving time (83%), simplifying portfolio management (59%), and maintaining investment discipline (49%).
Passive income is more strategy than chance
For most respondents, passive income is not just an extra benefit - it is a deliberate financial tool. 31% define passive income primarily as a long-term wealth-building strategy, while 26% view it as income that does not require daily effort.
Overall, 88% of investors said passive income is either an important or moderately important part of their financial strategy.
Trust is built on reputation and transparency
When choosing an automated investment platform, investors value a proven track record and openness above all else. The most important factors are a history of successful performance (82%) and transparency of strategy (76%). These findings suggest that trust is shaped primarily by demonstrated results and clear communication.
AI is viewed as a positive force
Investor sentiment toward artificial intelligence is largely optimistic. 78% of respondents believe AI will have a positive impact on the future of passive income, while only 8% expect negative consequences. In addition, 81% of participants believe that the role of automation in investing will continue to grow over the next five years.
“The results of this research confirm what we see on our platform every day: investors want efficient, transparent, and reliable tools that work without constant involvement and unnecessary complexity,” said Robocash analysts.
* The survey included 400 respondents from European countries.
