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What is the difference between "Current", "Late" and "Closed" loans?

"Current" loans, also known as outstanding loans, are the loans that haven't reached their due date yet.

"Late" loans are those that haven't been repaid on time. A loan can have this status for 30 days after the due date – then, the Buyback guarantee strikes and the loan is repaid by the loan originator. The 30-day Buyback guarantee has always been honored on Robocash and we have had no cases of infringing it in the years of our operation.

"Closed" loans are the loans that were repaid either by the borrower or by the loan originator, so you got the principal and the interest for such loans.

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Robocash d.o.o (“Robocash”) is a company registered in the Republic of Croatia under registration No. 081224371, with legal address at Petračićeva 4, Zagreb, Croatia, 10110.

Robocash is not regulated under any financial services license. When you invest on Robocash, you buy claim rights for loan receivables and investments in loan receivables are subject to risks. We advise diversifying investments and carefully evaluating the risks.